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Why You Must Not Allow Depression

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Depression is one of the most common mental health issues among young people in recent times and the interesting thing about this killing machine is the fact that everybody wants to talk about it while nobody actually listen. I am someone that literally over think things. It might seem like something small and should not […]
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Original Article: dmwire.com

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Arsenal’s Right-back Hero Ready to Waiver His €5.7m Salary Than Stay With Arteta.

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Arsenal

Spanish professional footballer Héctor Bellerín Moruno have made clear his intention of not wanting to stay with the premier league club and wants to leave this summer. The 27-old player who joined Arsenal in 2011 after starting his professional football career in Barcelona was on loan to Championship club Watford in 2013 and recalled back home to Arsenal in 2014 where he stayed and gave a rememberable performance. He was Arsenal’s sole player in The Professional Footballers’ Association (PFA) team of the Year in the 2015–16 season and unfortunately had an injury on his left knee in 2018 which kept him out of the pitch for good nine months.

The right-back made his return in 2019 as a substitute against Nottingham Forest and in 2020 joined Arsenal to win their  14th FA title against Chelsea. Bellerín in 2021 joined the Spanish football club Real Betis on a one-season loan deal and  now wants to stay back in Spain even tho other clubs like Fiorentina and Roma are willing to pay €10m asking price to have him. The Spaniard has set his eyes on a permanent move and is willing to waive the final year of his salary to aid the Spanish club acquire him as the fee may presently be difficult for them to bring to the table. When asked about his future in the club he said . “I don’t know, but I’ve always said it: if I didn’t want to be here next year I wouldn’t have come from the beginning,”

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Original Article: dmwire.com

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Barcelona to Sign Three New Players This Summer

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Barcelona

Barcelona have announce that they will complete the signing of three players this summer. Three of those players are :

 Robert Lewandowski: Lewandowski has been named Barcelona’s top interest for the summer. Joan Laporta has really made moves to bring the Polish international to the Camp Nou this summer. However Robert Lewandowski still has a year in his contract with Bayern Munich, and they are not willing to release him. They want him to finish his contract,but that will be a loss to Bayern Munich as they would not be able to make money from him when leaves as a free agent. Lewandowski has said openly that he is only interested in joining Barcelona and no other club. Barcelona are being asked by Bayern Munich to lay €40m for Robert Lewandowski.
Bernardo Silva: Barcelona have shown interest in Portuguese and Manchester City Attacking Midfielder Bernardo Silva. Bernardo Silva is a 27 year old Midfielder who is in the starting 11 of Manchester City. Bernardo Silva joined Manchester City in 2017. His contract is expected to expire in 2025. His market value is around €75m. Jospep Guardiola said earlier that Manchester City ll do their best to keep him but has now gone back in his word saying they will let him go because they don’t keep plyers who don’t want to stay. Barcelona are being asked to pay €85m pounds for Bernardo Silva.
Raphinha: Barcelona are also interested in Brazilian Winger who plays for premier league side Leeds United. Raphinha had Barcelona have reached an agreement concerning personal terms but are yet to agree with Leeds United. Raphinha’s agent is former Barcelona player Deco. Deco wants Raphinha to go to Barcelona and no other club. He joined Leeds from French side Rennes in 2020 on a €20m deal. He signed a four year deal with Leeds United. He still has 2 years left in his contract. His market value is around €35m. Leeds United are asking for €43m from Barcelona.

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Article: dmwire.com

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Easy Ways to Pay Your Student Loan As an International Student

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Student debt has unfortunately turned into growing problem worldwide. It doesn’t matter how you Intend paying back the loans, there are certain things that you should know before making payment of your Student loans. This well comprehensive article will help and teach you how to work around your finances while still making payments on time and balancing out your savings in order for you to live a happier life as a international student.

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Easy ways to Repay Your Student Loan as an International Student

There are a few different ways to repay your student loan as an international student. The repayment period for most loans is typically 10-25 years, so you have plenty of time to make payments. However, the longer the loan, the more time you have to repay it. And remember: repayment starts immediately, with loans lasting for up to 25 years.

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Your monthly payments will vary depending on the loan option selected. But don’t worry – there are many repayment plans available that will fit your budget. In addition, income from international students is usually insufficient for repayment of their loan and must be considered one of the most important features of a student loan.

The typical length of a degree is 4 years, so you only have to pay back the interest while in school – up to four consecutive years. After that, the interest and principal payments are due immediately once the loan has been dispersed.

However, there are other options if you don’t want immediate repayment. One such example is Income-Based Repayment (IBR), which caps your monthly payment at 15% of your discretionary income. So whether you’re still in school or working full-time after graduation, IBR can help make your monthly payments more manageable.

There are also a few different loan forgiveness programs available, which can help you pay off your student loan entirely. So don’t worry – there are plenty of ways to repay your student loan as an international student!

The benefits of paying back your student loan as an international student.

There are many benefits to paying back your student loan as an international student. Some of the benefits include being able to pay less in taxes by taking advantage of US tax deductions, saving money on personal loan rates, and switching over your student loan interest rate easily with a refinance option.

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Refinancing at a % rate reduces the monthly payments by $%. The total lifetime costs of your student loans would be 0 paid over 0 years. You will pay less in total over the life of your loans if you refinance.

You can also use a tool to calculate monthly payments based on a loan amount and interest rate. The amount you pay in monthly payments goes down to $0 after the loan is paid off. The amortization of a student loan is calculated by deducting the principal payment from your monthly loan balance

The consequences of not paying back your student loan as an international student.

If you’re an international student and don’t pay back your student loan, there could be some serious consequences. For one, your credit score will likely take a hit, making it difficult to borrow money for things like a car or a home. You may also have trouble finding a job because many employers do background checks on potential employees. And if the government decides to garnish your wages, part of your paycheck will go towards paying off your debt each month.

The best way to avoid these consequences is to always make your student loan payments on time. You can do this by setting up automatic payments from your bank account or by using a tool like the National Student Loan Data System (NSLDS). NSLDS is a website that lets you track all of your federal loans and provides information about repayment plans and loan forgiveness programs.

If you’re having trouble making monthly payments, contact your lender right away and see if there’s a payment plan that works for you. There are many different repayment plans available, so there’s bound to be one that fits with your budget. And remember, it’s always better to address the problem early rather than let it snowball out of control.

What to do if you can’t pay back your student loan as an international student.

If you’re an international student and can’t afford to pay back your student loans, don’t panic! There are a few things you can do:

1. Contact your school’s financial aid office to see what options are available to you.

2. Get a private student loan from a lender. However, keep in mind that international students cannot get federal loans like U.S. citizens can, so private loans will be your only option.

3. If you believe you may be an eligible noncitizen, this article explains your options in more detail.

4. Find a cosigner for your loan application who is a U.S citizen or permanent resident with good credit history.

5. Understand that private lenders take on additional risk when lending money to international students, as they may not stay in the United States after graduation.

6.. Some private lenders offer loans for international students without requiring a cosigner, but you’ll need to meet certain requirements, such as proving your income or credit score.

How to get help with paying back your student loan as an international student.

It can be tough to pay back your student loan as an international student. You may have a lot of questions about how to get started and what options are available to you. Here are some tips on how to get help with paying back your student loan:

1. Talk to your lender. The first step is always to talk to your lender and explain your situation. They may be able to offer you different repayment options or help you find ways to reduce your monthly payments.

2. Explore all of your repayment options. There are a number of different repayment plans available, so it’s important to explore all of your options and find the plan that works best for you.

3. Apply for deferment or forbearance if you can’t make payments. If you’re unable in the short term, then apply for deferment or forbearance – this will allow you to temporarily stop making payments or lower your monthly payment amount.

4. Look into income-driven repayment plans. These plans base monthly payments on how much money you earn each month, which can be helpful if you’re struggling financially.

5 Try private refinancing. Private refinancing can often provide more favorable terms than government loans, so it’s worth considering if you have good credit.

6. Ask for help from family and friends. If you’re struggling to make ends meet, then ask your family and friends for help. They may be able to loan or give you money to help cover your monthly payments.

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Source: dmwire.com

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